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Terms And Conditions

Superb Cash Advance

Last Updated: March 2026

Thank you for visiting the Superb Cash Advance website. The following terms apply every time you interact with our platform or services.

— USE AND ACCEPTANCE —

Your access to this website and the services offered by Superb Cash Advance (“SCA”) is conditioned on your agreement to these Terms and Conditions. SCA may update these terms periodically. No separate notification is required—posting revised terms on this page is sufficient notice. Continued use after any revision means you accept the new terms.

— PERMITTED USE OF OUR SITE —

This website is made available strictly for lawful use. You may not: use our site in violation of any law; try to access restricted areas of our systems without authorization; upload harmful, defamatory, or malicious content; or deploy automated software, spiders, or scrapers to collect data from our pages.

— ELIGIBILITY AND APPLICANT QUALIFICATIONS —

You confirm that you are no younger than 18, that you live in a state where SCA’s products are offered, and that you are legally competent to form a binding agreement. All details you provide must be accurate. SCA may refuse to do business with any applicant at its sole discretion and for any reason.

— TRUTHFULNESS OF SUBMITTED DATA —

Every piece of information you share with us—whether during an application, over the phone, or through any other channel—must be true, accurate, and complete. If anything changes after submission, it is your duty to let us know right away. We reserve the right to confirm the accuracy of your submissions through any means available to us.

— CREDIT CHECKS AND AGENCY REPORTING —

Submitting a loan application means you give SCA and its team the green light to review your credit file, look into your employment background, and run any other checks we consider appropriate. You also understand and agree that your repayment behavior—including any missed or late payments—may be reported to credit bureaus.

— PRODUCTS, RATES, AND AVAILABILITY —

Nothing on this website constitutes a guarantee that you will be approved for a loan or any other financial product. All offerings are subject to our underwriting standards. Interest rates, fees, and terms are influenced by where you live and your individual financial circumstances. SCA can modify, pause, or end any product or service at any time.

— YOUR PAYMENT RESPONSIBILITIES —

Each payment must be made on or before the due date stated in your loan agreement. Defaulting on your obligations can trigger a range of consequences: late payment charges, damage to your credit score through bureau reporting, transfer of your account to a debt collector, court action to recover what you owe, and seizure of any collateral tied to a secured loan.

— FRAUD PREVENTION TECHNOLOGY —

SCA uses cookies, device identifiers, and similar tools provided by third-party fraud prevention companies to help detect and prevent unauthorized transactions. During the course of a transaction, data from your device may be sent to these service providers. Opting out of or blocking these tools may prevent you from completing certain transactions.

— COMMUNICATIONS YOU MAY RECEIVE —

When you provide your contact details, you agree that SCA, and its agents may reach out to you by phone (including through autodialed and prerecorded calls), text message, or email. We may contact you about your account, upcoming payments, past-due balances, or products that could benefit you. You can withdraw consent for marketing messages at any time by contacting us using the details in the “Questions?” section below. Standard text messaging rates set by your carrier will apply.

— INTELLECTUAL PROPERTY —

All materials on this website—text, graphics, logos, photographs, videos, and software—are the exclusive property of Superb Cash Advance or its licensors. Federal and state intellectual property laws protect these materials. You may not reproduce, distribute, modify, or publicly display any of this content without prior written approval from SCA.

— LIMITATION ON DAMAGES —

SCA will not be liable to you for any indirect, incidental, consequential, special, or punitive damages in connection with your use of our site or services. This limitation applies regardless of whether the claim is based on warranty, contract, tort, or any other legal doctrine.

— GOVERNING LAW AND WHERE DISPUTES ARE RESOLVED —

The laws of the state where your loan originated govern these terms. You agree that any legal action related to these terms must be filed exclusively in the courts of that originating state, and you consent to the personal jurisdiction of those courts.

— IF A PROVISION IS STRUCK DOWN —

Should any section of these terms be ruled invalid or unenforceable, the rest of the agreement stands. The problematic section will be narrowed to the smallest extent needed to preserve its intent.

— QUESTIONS? —

We welcome your inquiries. Contact Superb Cash Advance at:

2212 S Victory St #300

Houston, TX 77088

Phone: (832) 345-9761

Email: legal@superbcashadvance.com

2212 S Victory St #300, Houston, TX 77088 | (832) 345-9761

All lending products offered by Superb Cash Advance are contingent upon approval through our underwriting process. Applicable interest rates, loan terms, and fees are determined by the borrower's state of residence, creditworthiness, and other relevant factors. Product availability is not uniform across all states, and not every applicant will be approved or will qualify for the maximum loan amount. Full terms and conditions apply to each product. Cash advance products are meant to address immediate, short-term financial needs — they are not a replacement for responsible long-term financial management. If you are struggling with debt, we strongly suggest contacting a qualified credit counselor. When applying online, additional verification of your information may be needed prior to funding, which may extend the disbursement process by up to two business days.

Submitting a loan application through Superb Cash Advance does not affect your FICO® Score. As part of our review, we may consult a non-traditional consumer reporting agency. An application of this kind may appear on your record with that agency but will leave your FICO® Score unchanged.

USA PATRIOT ACT NOTICE — CUSTOMER IDENTIFICATION REQUIREMENTS: In accordance with Federal law, all financial institutions must obtain, verify, and keep a record of information that identifies everyone who opens an account. You will be asked to supply your name, street address, date of birth, and other identifying information when you open an account. A valid driver's license or comparable identification document may also be requested.

We are committed to making our website accessible to all users. If you use a screen reader or encounter barriers while browsing, please contact us at (832) 345-9761 for assistance.

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