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E-Consent

Consent for Electronic Signatures, Records, Disclosures, Communication

It is important that you read and understand the information herein prior to submitting any information on the website or starting do business electronically.

By giving your consent on the terms stated on the website and submitting your information via our online form, you agree that you have read this notice and understand how you can conduct transactions, communicate electronically, and use the service on the website, request to be connected with a lender and further cooperate with loan providers online. Once you are connected with a lender, you will need to give your consent (e-consent) to use e-signatures, accept electronic recording, disclosures and e-communication in order to be provided with the services and products you have expressed your interest in.

Hard Copies

You can request disclosures and other legal notices to be printed for the records at no charge. This request should be sent directly to the concerning lender (entities can keep hard copy legal documents according to the terms and provisions of the applicable law).

The Scopes of Consent

All communications, including but not limited to online interactions via mobile phone, smart phone, tablets are considered electronic interaction. E-consent is applied when e-communication, including by the means stated above, takes place between you and a third-party lender. The admission of e-consent implies that your information may be collected and processed electronically, transactions may be performed electronically, and documents may be signed and stored electronically. Additionally, your lender may send you electronic notifications, such as reports, disclosures, links to the other third-party websites, links to the other lender’s websites and online services.

By giving your e-consent you confirm that the e-communication mentioned above is considered of the same legal value as the communication by means of hard copy documentation.

NB: Conducting business electronically implies that the parties involved are capable of going through processing with sufficient hardware and software facilities. Before deciding to give your e-consent you should check if your facilities fit the requirements for the transactions and operations you will need to perform electronically. These are the basic software and hardware requirements:

Software and hardware: A PC or MAC compatible computer or other device capable of accessing the Internet, e-mail account, Internet Browser software program that supports at least 128-bit encryption, such as Microsoft® Internet Explorer, Netscape® or Mozilla Firefox®, PDF file reader like Adobe® Acrobat Reader X ® or Foxit® etc. Take into consideration that different transactions may require additional facilities. You may need to contact your lender to get specifications on the facilities you may need.

Withdrawing Consent

Since your e-consent from our service and the processing of your information by our lenders is a one-time transaction, you cannot withdraw it. From the moment you are already connected with a third-party lender you can withdraw your consent from this lender at any time at no charge by sending the respective request. You should keep in mind that withdrawing your e-consent you can prevent the lender from providing you with a loan offer or credit product. You should also keep in mind that the legal effectiveness, validity, and enforceability of prior electronic disclosures will not be affected in case you request to withdraw your e-consent. You can contact your lender directly to find out more about the details of these procedures. It’s encouraged that if you change your information (electronic address, mailing address) you should notify your lender as soon as possible to have your information updated.

A cash advance loan is a short-term loan sometimes referred to as a payday loan. These loans are typically for two-to-four week period and can be expensive. Therefore, they should be used for short-term financial needs only and not as long-term financial solution. Consumers with credit difficulties should seek credit consulting before entering any loan transaction.

superbcashadvance.com is not a lender and is not involved into making credit decisions associated with lending or making loan offers. Instead, the website is designed only to connect consumers with lenders and third parties marketers. The website does not charge any fees for its connecting service, nor does it oblige any user to initiate contact with any of the lenders or third parties or accept any loan or service offered by the lenders.

superbcashadvance.com cannot guarantee that the user of the website will be approved by any lender or for any loan product, will be connected with a lender, or if was connected, will receive a loan offer.

superbcashadvance.com does not oversee or regulate and is not responsible for any actions of any lender. Any offer, loan terms, rates (including APR), fees and charges, loan amount, cash transfer times, repayment terms as well as any legal implications for late or non-payments are within the full responsibility and control of the particular lender that provides the loan.

The terms and scopes of loan products vary from lender to lender and can depend on numerous factors, including but not limited to the state of residence and credit standing of the consumer, as well as the terms determined by each lender individually.

By submitting your loan request form, you acknowledge, agree, and authorize that your information may be shared with third-party marketing partners and lenders in our network, and that such lenders may obtain consumer reports and related information about you from one or more consumer reporting agencies, such as TransUnion, Experian and Equifax to evaluate your creditworthiness. In addition, lenders may need to perform additional verifications, including but not limited to social security number, driver license number, national ID or other identification documents.

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