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Michigan law allows a payday loan of up to $600, an arrangement the statute calls a deferred presentment transaction. Superb Cash Advance holds its own limit below that, at $500, and applies it at 6250 S Cedar St in Lansing.
The service fee is set in statute rather than by us, tiered by each $100 borrowed at 15%, then 14%, 13%, 12% and 11%, with nothing added beyond a small state database charge.
Every loan is recorded in that database, which stops anyone from holding more than two at a time and keeps short-term balances from stacking up.
Working through an application face to face is what the South Cedar Street counter is for, and the online version is a short form you can complete from home. Starting it puts no hard credit check on your file, and it will show whether you pre-qualify.
Proof of steady earnings and a payment that fits around your existing bills matter more here than a credit rating on its own, so a short or uneven credit history is still worth putting forward.
With approval comes a free, no-obligation estimate covering what you would repay and on what date.
Michigan payday lenders answer to the Department of Insurance and Financial Services, and the Lansing store takes calls on (517) 836-5798.
Need help getting started? Visit our S Cedar St location or contact us with any questions about the application process.
Not sure how much you may qualify for or what the loan could cost?
Review our Michigan rates, eligibility requirements, and FAQs first, so you understand the costs and have your questions answered before you apply.
What are you waiting for?
Get a free quote in minutes, with no obligation. You only decide after you see the full cost.
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2212 S Victory St #300, Houston, TX 77088 | (832) 345-9761
All lending products offered by Superb Cash Advance are contingent upon approval through our underwriting process. Applicable interest rates, loan terms, and fees are determined by the borrower's state of residence, creditworthiness, and other relevant factors. Product availability is not uniform across all states, and not every applicant will be approved or will qualify for the maximum loan amount. Full terms and conditions apply to each product. Cash advance products are meant to address immediate, short-term financial needs. They are not a replacement for responsible long-term financial management. If you are struggling with debt, we strongly suggest contacting a qualified credit counselor. When applying online, additional verification of your information may be needed prior to funding, which may extend the disbursement process by up to two business days. Where state law requires loan proceeds to be paid in cash and in person, an application may be started online and the approved funds are collected at the store.
Submitting a loan application through Superb Cash Advance does not affect your FICO® Score. As part of our review, we may consult a non-traditional consumer reporting agency. An application of this kind may appear on your record with that agency but will leave your FICO® Score unchanged.
USA PATRIOT ACT NOTICE: CUSTOMER IDENTIFICATION REQUIREMENTS: In accordance with Federal law, all financial institutions must obtain, verify, and keep a record of information that identifies everyone who opens an account. You will be asked to supply your name, street address, date of birth, and other identifying information when you open an account. A valid driver's license or comparable identification document may also be requested.
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* Where state law permits electronic disbursement, funds may be deposited as soon as the same business day for applications approved before 11:30 AM ET, and applications approved later in the day are generally funded on the next business day. In states whose law requires loan proceeds to be paid in cash and in person, approved funds are collected at the store instead of being deposited, and timing depends on approval time and store hours.
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