Getting a cash advance with us takes three steps: apply online, review your free estimate, then sign and get your money.
Applying online with Superb Cash Advance is the fastest way. If you prefer to talk to someone, you can also apply at one of our locations.
There is no obligation when you get a free estimate. Once your loan is approved, you see the amount, APR, and every fee before you sign, and you can stop at any point until you sign your loan agreement.
STEP 1
Apply Online in Minutes
Start the online application and fill in your details, or apply at one of our locations. There is no hard credit check to get started: getting a quote uses only a soft credit inquiry, which does not affect your credit score.
To apply, have these ready:
Personal info: a valid government photo ID, a Social Security Number or ITIN, and proof of address
Age and state: 18 or older, or 19 in Alabama, and living in the state where you apply
Steady income: proof of regular income from a job, benefits, retirement, or self-employment
Banking details: an active checking or savings account, or an eligible prepaid card
Contact info: a valid phone number and email
Under the Military Lending Act, covered borrowers are not eligible for products exceeding a 36% Military APR.
STEP 2
Get Your Decision and Review Your Free Estimate
If you pre-qualify, you’ll receive a free, no-obligation loan estimate showing your amount, fee, and repayment terms before you decide.
To decide, we look at your regular income, how steady it is, the loan limits in your state, and whether the payment fits your next paycheck or other regular income, not your credit score alone.
Take your time, compare it to your other options, and move forward only if the repayment fits comfortably in your budget.
If your loan is approved, a hard credit inquiry may be completed and national databases, such as TransUnion, Equifax, LexisNexis, or FactorTrust, may be checked before you sign and before your loan is funded. We let you know before this check is done.
STEP 3
Sign and Get Your Money
If you decide to go ahead, review your loan agreement and sign it. Every fee appears in the agreement before you sign.
Once you sign, the money goes to your bank account. In some states the law requires the money to be paid in cash in person, so you collect it at the store.
Sign before 11:30 AM ET for a chance at same business day funds.* Later signings are generally funded the next business day.
Frequently Asked Questions
How Do You Repay Your Loan?
In most states, you repay the loan plus its fee in one payment on your due date. We may require automatic repayment from your bank account on the due date.
If a payment looks hard to make, call us before your due date.
Do I Have to Accept the Loan if I Pre-Qualify?
No. Your estimate is free and has no obligation, and nothing is final until you sign your loan agreement.
How Much Does a Cash Advance Cost?
It depends on your state’s law, how much you borrow, and your loan term. You can see examples in dollars in what a cash advance costs, and your estimate shows your exact fee and APR before you sign.
