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Cash Advance in Cleveland, 44115

In Cleveland, Ohio, known as the "Forest City," with over 300,000 residents, individuals can access various loans and grants for urgent financial needs. Residents can consider a cash advance loan for short-term borrowing until the next payday. Subject to Ohio laws, payday loans in Cleveland are limited to $1,000 max and have a 28% APR. Loans must be 91 days to 1 year, with no rollovers.

Services available

A cash advance loan gives you the money you need upfront in a short time and for every purpose

Payday loans

A payday loan is a type of short-term borrowing where a lender will extend high-interest credit based on your income. Its principal is typically a portion of your next paycheck.

Fast Cash Loans

With a cash advance loan, you can get the money in just a few hours. No more waiting for days or weeks for a loan approval!

Short-term loans

A short term loan is a type of loan that is obtained to support a temporary personal or business capital need.

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Customer Reviews

Finley R. ★★★★★ I recently applied for an installment loan online and was pleasantly surprised by the efficiency and convenience of the process. The platform provided clear terms, quick approval, and flexible repayment options, making it a stress-free experience for me.Amanda J. ★★★★☆ I was in a tough spot with bad credit, but this company provided a solution. They looked beyond the credit score and helped me secure a loan. Great customer service.Max W. ★★★★★ I had a superb experience with superb cash advance when I needed to borrow funds. Their easy application process, coupled with quick approval and friendly customer service, made the entire borrowing experience smooth and stress free.Mary ★★★★☆ Searching for loans in my local area with a less-than-ideal credit history used to be a cumbersome process. However, they completely turned the experience around, making it not just convenient but also highly accessible. Thanks to their assistance, I successfully obtained the financial support I needed. Many thanks.Mariano K. ★★★★★ Securing installment loans online through this service was a game-changer for me. The easy online application, quick approval, and manageable repayment terms made the entire process efficient and stress-free, providing the financial flexibility I needed.John L. B. ★★★★☆ When life throws you a curveball, you might need a little assistance to get by. That is the role played by this lending company. They gave me a simple short-term loan for bad credit, and everything went smoothly from the beginning to the end. Quick approval, easy paperwork, and affordable prices! Thanks a lot!!!!!Martin G. ★★★★☆ Because payday loans have such high-interest rates, I was apprehensive to take out one, but this organization provided me with a 3500 loan poor credit direct lender at a fair price. The process was expeditious, and their customer service was outstanding. I'm happy I selected these! Thanks a lot Superb Cash Advance!!Wilma W. ★★★★★ I was really in a bind financially and needed a fast loan advance to pay my rent. Luckily, the loan company saved the day with their speedy service. It only took a few hours for the funds to be deposited into my account, and I could handle all my financial responsibilities. I can't thank them enough!js_loader

Cash Advance Loans Explained

Cash advance loans (or payday loans) are small, short-term loans with high interest rates. They are often used for quick borrowing, even with poor credit.

They are expected to be repaid by the next payday. Repayment involves either issuing a post-dated check or automatic withdrawals from a bank account.

Cleveland Cash Advance Loan Requirements

Before starting the inquiry process, potential Cleveland borrowers will need to meet a few requirements first.

Borrowers should ensure they submit or meet the following requirements to their lenders:

  • Valid, government-issued ID, like a passport or driver’s license
  • Be at least 18 years old
  • Proof of income, like pay stubs or bank statements
  • Social Security Number
  • Active contact information (Email address and contact number)

Loan Types and How to Choose Them

Several types of loans exist in Cleveland. The most common types are:

  • Installment Loans: Paid back in regular parts over time, usually at lower rates than payday loans. These loans typically offer higher borrowing limits.
  • Bad Credit Loans: Suited for those with poor credit histories.
  • Title loans: Requires collateral in the form of vehicles or homes and typically offers the highest loan amount. 

How to Secure a Cash Advance Loan From Third-Party Lenders

To secure a cash advance loan from third-party lenders in Cleveland, follow these steps:

  1. Fill out our online inquiry form and submit it to begin the inquiry process.
  2. While waiting, prepare and provide the required documents listed above like proof of income, ID, and bank details.
  3. After passing pre-approval, a lender from our network of third-party lenders will contact you and assist you with the rest of the process.
  4. Once approved, expect the funds in 1-2 days.

Remember, only borrow an amount you’re sure you can pay back on time to avoid financial strain.

Cash Advance Loans With Bad Credit

Even with bad credit, you might still qualify. Many lenders care more about your current ability to repay the loan than your credit history.

However, bad credit can still mean higher interest rates and fees. To avoid further damaging your credit score, be sure you understand the costs and terms to avoid falling into debt traps.

Cleveland Laws About Cash Advances

Cleveland follows Ohio’s statewide regulations on cash advances, which are as follows:

  • Interest Rate (APR): Capped at 28%.
  • Maximum Loan Amount: Limited to $1,000.
  • Loan Terms: Minimum of 91 days to a maximum of 1 year.
  • Rollovers: None allowed.
  • Borrowing Limits: A borrower should not have more than a $2,500 loan from all lenders.

All lenders in Ohio, including online lenders within and outside the state, must possess a Short-Term Loan Law license to operate.


Cash advance loans are often the most practical solution for immediate financial needs.

If you’re in Cleveland and need extra cash fast, just fill out our quick online request form, and we’ll help you find a lender who can offer you favorable terms.


Find out more about Cleveland cash loans with these questions.

How Do You Pay off Payday Loans Fast?

To pay off payday loans fast, consider the following options:
Pay Extra: Whenever you can, try to pay more than the minimum amount due.
Budget: Plan your expenses and follow your budget strictly.
Talk to Lender: Talk to your lender about repayment options to fit your financial situation.

What Are the Best Cash Advance Loans?

The best cash advance loan for you depends on your personal needs and financial situation.
Ideally, you want to look for loans with:
Approachable interest rates
Flexible repayment options
No hidden charges
To find the best ones, research lenders and compare rates and fees.

Who Does Payday Loans Near Me?

Several lenders offer payday loans near you. To find a lender, search online or ask friends or family members for recommendations.
You could also start by filling out our easy online request form, and we’ll match you with our third-party lenders. No need to search for lenders independently; we’ll help you skip the hassle.


1351 Euclid Ave Ste 103, Cleveland, OH, 44115

Open hours

Mon – Fri:

9am – 7pm


10am – 4pm



Phone Number

(216) 284-7124

Get the funds you need

When you need money urgently, you can visit one of our Florida location offices near your home. Primo Personal Loans in Florida are here to serve you!

Other Locations

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1959 W 25th St Suite 2, Cleveland, OH 44113

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3111 W 117th St Suite E, Cleveland, OH 44111

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7636 W Ridgewood Dr #3, Parma, OH 44129
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