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Cash Advance Loans in California

California is home to nearly 40 million people and a vibrant state economy. In times of emergency, Californians in need can take out cash advances.

Keep reading to learn how to get a cash advance in California, including the relevant laws and requirements.

Why Superb Cash Advance Loans ?

We’ll work with you to find the perfect loan solution to fit your needs.

Same-day money

Instant approval decision

Option to deposit money to debit card

Flexibility to apply online

Paperless experience — no paper check required

Bad credit, poor credit or good credit? All credit levels can apply.

How to apply for a loan


Start Process

Fill in the online inquiry form


Get Contacted

Get connected with a third-party lender


Get Your Cash

Cash in hand or in your bank account

What Is a Cash Advance Loan

A cash advance loan is a type of personal loan that must be paid after the loan term, typically within a few weeks.

California residents should know these important details regarding cash advance loans:

Requirements for a Cash Advance Loan

Californian borrowers must meet the following requirements:

How Our Registered Third-Party Lenders Can Help You Get a Cash Advance Loan

Our experienced network of third-party lenders can assist borrowers for a quicker and more straightforward loan process. 

Simply fill in our inquiry form, and one of our lenders will contact you after pre-approval to assist.

How to Choose the Right Loan Type

Besides cash advance and payday loans, these are other common loan types:

Keep these in mind when deciding which loan you need:

California Cash Advance Loans With Bad Credit

A cash advance with bad credit is possible in California, as many cash advance lenders may not perform a credit check. 

Instead, they will primarily focus on the borrower's ability to repay on time.

How Do Cash Advance Loans in California Work

California payday loans have one of the highest APRs in the country, and the additional fees and short duration may take a financial toll.

Below is some pertinent information on their legality.

California Laws and Regulations Concerning Cash Advance Loans

California's Department of Financial Protection and Innovation (DFPI) states that all lenders must be licensed and comply with the $300 loan rule.

California law has made efforts to protect active military service members and their dependents.

The Military Lending Act caps interest rates on personal loans to 36%. The act also removes mandatory waivers for legal rights, early repayment penalties, and mandatory military allotments for loans.

The state's code of regulations requires all lenders to mail physical proof of the transaction, enhancing transparency.

California Code of Regulations Title 10, Chapter 3 Section 901.6 states: "The disclosures shall be presented to the recipient as a separate document from any other contract, agreement, or other disclosure document provided to the recipient."


Many short-term loans in California are done electronically, and an instant cash advance online is possible with our third-party lenders.

Start the process today by filling out our easy-to-use inquiry form and get your requested loan amount quickly.


This section covers common questions on cash advances and payday loans.

What Are the Best Cash Advance Loans

When searching for great cash advance loans, check that it has these characteristics:
Full transparency and disclosure
Follows California regulations
Quick processing times
Reasonable fees and interest rate

How Many Payday Loans Can You Have

DFPI's regulations guarantee all registered lenders can only issue one loan at a time to a borrower. Even if the new proposed loan and current loan's balance combined is less than $300, a lender cannot issue another loan.

What Are Payday Loans

Payday loans are another term for cash advance loans.
Similar to a cash advance loan, a payday loan supplies borrowers with quick funds for personal expenses or emergency repairs.

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