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Cash Advance in Denver

Denver, Colorado, is renowned for its breathtaking landscapes, such as the Rocky Mountains, and its vibrant cultural scene.

Despite the city's thriving economic status, there are moments when its residents might find themselves in need of financial assistance to deal with unexpected emergencies.

Payday loans in Denver provide a practical option for those looking to manage such situations, offering a way to borrow cash fast and efficiently.

Services available

A cash advance loan gives you the money you need upfront in a short time and for every purpose

Payday loans

A payday loan is a type of short-term borrowing where a lender will extend high-interest credit based on your income. Its principal is typically a portion of your next paycheck.

Fast Cash Loans

With a cash advance loan, you can get the money in just a few hours. No more waiting for days or weeks for a loan approval!

Short-term loans

A short term loan is a type of loan that is obtained to support a temporary personal or business capital need.

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Instant Lending Decision

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Same Day Funding (if certain requirement are met)

Customer Reviews

Jacob B. ★★★★☆ Although it can be difficult to obtain loans with terrible credit, this organization specializes in loans for people with bad credit. Your financial condition is taken into consideration during the approval procedure, and the terms are reasonable. An excellent choice for people repairing their credit.Bobbe F. ★★★★☆ Securing loans with bad credit can be a challenge, but this company specializes in bad credit loans. The approval process takes into account your financial situation, and the terms are fair. A great option for those rebuilding their credit.Lou Pfeffer S. ★★★★★ Superb Cash Advance played a pivotal role in my financial journey when I needed funds for an unexpected medical procedure not covered by insurance. Their credit terms were flexible, allowing me to navigate the situation with ease. The experience not only addressed my immediate medical needs but also contributed positively to my credit score, reflecting the genuine value of their service.Albert ★★★★☆ This loan Company in Denver provided a reliable paycheck advance service. The location was convenient, and the staff was helpful. If you're in Denver and looking for trustworthy paycheck advance places, this is a great option.John E. ★★★★★ I had a fantastic experience with payday loans online same day. Jane, you've been very helpful and kind; I'll be sure to recommend your company to anyone who needs debt consolidation or a personal loan in the future.Robert C. A. ★★★★☆ As an individual in Denver facing financial challenges with no income and bad credit, I believed obtaining a loan was out of reach. To my surprise, this company provided a bad credit, no income loan that aligned with my budget. The application process proved to be straightforward, and the customer service exceeded expectations. Thanks to their assistance, I was able to settle my overdue bills. Thanks a lot!!!!!Charles M. A. ★★★★☆ I found myself in a financial tight spot, urgently requiring a personal loan with a less-than-ideal credit history. Their swift approval process and efficient service came to my rescue. Their understanding of the urgency of the situation was truly remarkable. Thanks a lot!!!!!Fay M. ★★★★☆ I needed a loan to cover $500 expenses and this company came through for me. The application process was easy and the approval was instant. I received the funds quickly and was able to pay off my bills on time.js_loader

What are Payday Loans?

When individuals find themselves in need of fast cash while waiting for their next paycheck or lacking the good credit necessary to apply for a traditional loan, a payday loan can be a viable option.

They can be extremely helpful when you need quick cash and are having trouble being approved by a traditional lending service.

That said, a payday loan is a short-term loan with extremely high interest rates, making it a significant financial commitment.

Requirements for Denver Payday Loans

Applicants must provide the following to qualify for a payday loan in Denver, Colorado.

  • Documents to verify their identity, such as a driver’s license or state ID.
  • Verification of residency within Denver or the surrounding areas.
  • A current phone number and a valid email address to facilitate communication.
  • Proof of income, which could include recent pay stubs or bank statements.
  • An open bank account for the direct deposit of the loan.

It is important to note that lenders may ask for further documentation to complete the application process.

How to Pick the Right Loan Type

When choosing the right kind of loan, it is essential to consider the following.

  • The amount of money you realistically need versus what is offered.
  • Your ability to repay the loan, considering your current income and expenses.
  • The cost and fees associated with the payday loan versus other loan options that may be available.
  • Alternative loan solutions that might better suit your financial situation and repayment capability.

Make sure that the benefits outweigh the costs of having this type of loan, and look into other cash advance options as needed.

Getting Denver Payday Loans With Our Third-Party Lenders

When seeking payday loans in Denver, you can avail of our service to reach potential lenders ready to meet your needs. After completing an inquiry form, your request will be forwarded to these lenders for consideration.

Once you receive pre-approval, a lender will contact you directly to finalize details and streamline the loan process.

Thanks to how streamlined the lending procedure is, you can have everything accomplished and the money transferred to your bank account in just one business day.

Can You Get Payday Loans in Denver With Bad Credit?

Yes, you can secure a payday loan in Denver even with bad credit. Some options do not require credit checks and can provide quick cash as long as you can prove that you can make payments.

However, it is crucial to be aware of the fees and high-interest rates associated with these loans. Late payments can negatively impact your credit score, especially with the lack of collateral.

If managing these costs seems daunting, exploring more flexible repayment options, such as bad credit personal loans, might be advisable. These alternatives depend on your financial needs and ability to repay the loan.

Payday Loan Laws in Denver

In Denver, it is legal to obtain a payday loan with a maximum loan amount of $500, with an annual percentage rate (APR) capped at 36%, as set by Proposition 111.

According to Colorado Revised Statutes 5-3.1-101 et seq., the minimum loan term is set at six months with no maximum loan term.

As of July 2020, borrowers’ ability to repay loans is no longer assessed by lenders for easier approval.

However, the Consumer Financial Protection Bureau (CFPB) cautions consumers to be wary of potential debt traps from these payday loans.


Payday loans offer a convenient solution for those needing extra cash while awaiting their next paycheck, especially in Denver, where options are varied and accessible.

However, it is crucial to understand the limitations and regulations associated with these loans to ensure that both your account and credit history are managed with the utmost care and security.


Let us discuss the most common questions when applying for a payday loan in Denver, Colorado.

How Many Payday Loans Can You Have?

Individuals are permitted to take out multiple payday loans, and there is no set limit on how many they can take out simultaneously.
However, the total outstanding loan amount across all loans should not exceed $500, and there must be a cooling-off period of 30 days between loans.

Who Does Payday Loans?

Numerous online lenders are available to provide you with the cash you need quickly and efficiently.

How to Consolidate Payday Loans?

To consolidate payday loans and simplify your repayment schedule, the first step is to contact your lender. Discussing consolidation options can ease the burden of multiple payments.


216 St Paul St Suite 3, Denver, CO, 80206

Open hours

Mon – Fri:

9am – 7pm


10am – 4pm



Phone Number

(303) 951-3556

Get the funds you need

When you need money urgently, you can visit one of our Florida location offices near your home. Primo Personal Loans in Florida are here to serve you!

Other Locations

Cash Advance in Denver, CO

997 S Monaco Pkwy #2, Denver, CO 80224

Cash Advance in Denver, CO

1801 Larimer St Ste G, Denver, CO 80202

Cash Advance in Aurora, CO

1302 S Havana St #2, Aurora, CO 80012
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