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Cash Advance in Mobile, 36608

The Port city of Mobile, Alabama, is a lively city with nearly 200,000 hard-working citizens in various cultures and careers. However, when a financial emergency occurs, a cash advance or payday loan can benefit citizens who need instant cash. Alabama allows cash advances throughout its cities. However, specific interest rates, fees, and regulations must be followed first. Before getting a cash advance in Mobile, check the requirements and amounts allowed in the city with this guide.

Services available

A cash advance loan gives you the money you need upfront in a short time and for every purpose

Payday loans

A payday loan is a type of short-term borrowing where a lender will extend high-interest credit based on your income. Its principal is typically a portion of your next paycheck.

Fast Cash Loans

With a cash advance loan, you can get the money in just a few hours. No more waiting for days or weeks for a loan approval!

Short-term loans

A short term loan is a type of loan that is obtained to support a temporary personal or business capital need.

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We offer

Free of Charge Service

Simple Online Loan Request Form

Personal privacy

Secure Personal Data

Extensive network of trusted lenders

Lenders offer

Instant Lending Decision

Fast Approval Process

Free Quote

Same Day Funding (if certain requirement are met)

Customer Reviews

Excellent
5.0
Ibrahim A.
Personal loans with fair credit were made easy by this service. They offered clear terms and supportive customer service, helping me secure the loan I needed with favorable conditions.
Dylan W.
The service for personal loans with fair credit was excellent, with flexible terms and low prices. Their friendly service and simple application process made managing my loan simple and effortless.
Alexa H.
Superb Cash Advance truly lives up to its name! Their seamless process and quick approval for pay day loans saved me in a pinch, making the whole experience surprisingly stress-free. Highly recommend for anyone needing a reliable loan service!
Juan H.
Superb Cash Advance deserves praise for their quick loans with bad credit. The process was efficient, and their understanding team provided a solution tailored to my needs, making them a reliable choice for anyone in a financial pinch.
Charles M.
I made the decision to look into refinancing options, and this loan provider gave me great support. Over time, they helped me save money by helping me get a better interest rate. The procedure went surprisingly smoothly, and the team exhibited professionalism.
Susan K.
I had a great experience with the online installment loans service when I needed financial assistance for a major expense. The user-friendly online platform, coupled with reasonable interest rates and flexible repayment options, made the entire process convenient and stress-free, earning my trust and recommendation.
Richard S.
Superb Cash Advance impressed me with their understanding and supportive approach when I needed a loan despite having poor credit. Their quick approval and professional service made the entire process easy and accessible, establishing them as a reliable choice for those with credit challenges.
Richard W.
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I wanted a home loan for my new house, unfortunately in the past few months I didn't keep a check on my credit and I had slowly slipped into bad credit, Superb Cash Advance understood my problems and gave me a fair solution.
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Defining Cash Advance Loans

Cash advances or payday loans are helpful if you need extra cash to pay bills or cover emergency expenses.

A cash advance loan is a short-term, high-interest personal loan that provides instant cash up to a certain limit. They are also called payday loans, as their due date often falls on a borrower’s next payday.

When you get a cash advance loan, you must consider the additional costs, like interest rates and fees. Said fees are often high and can affect your ability to repay the loan.

The combined interest rate and fees in cash advances are called the annual percentage rate or APR. Note that the APR changes depending on the borrower’s cash advance amount.

Mobile follows Alabama regulations on cash advances. These are important details to note:

  • Minimum Loan Amount: $100
  • Maximum Loan Amount: $500
  • Minimum Loan Term: 10 days
  • Maximum Loan Term: 31 days
  • APR: 200% – 456%
  • Cooling-off Period: Next business day after a borrower pays the loan
  • Included Fees: These fees are part of Mobile cash advances:
    • Late Fees: $15 – $30
    • Origination Fees: 3% of loan amount

Depending on the lender, there may also be non-sufficient funds fees, overdraft fees, or early repayment fees included on the loan money deposited.

What You Need for a Cash Advance Loan in Mobile

Before you get instant cash through a Mobile cash advance loan, ensure you meet these requirements and have these documents:

  • 18 years old and above
  • Active bank account
  • Active checking account
  • Alabama resident
  • Proof of income

Selecting the Right Type of Loan

Cash advances are popular loans, but remember to assess your needs first. One of these alternative loans may better fit your needs.

These are common loan types and how they benefit you:

  • Mortgages: Mortgages refer to real estate loans where the home is used as collateral. Lenders may take this collateral if the borrower does not repay the loan.
  • Installment Loans: Installment loans require borrowers to repay the loan partially over a set term.
  • Personal Loans: Personal loans charge interest and fees in exchange for a direct cash deposit in a borrower’s bank account.

Get a Cash Advance Loan in Mobile With Third-Party Lenders

If you live in Mobile and need financial support through payday loans, we can help you get in touch with third-party lenders to get access to the funds you need.

Here are the ways they help with cash advances:

  • Data privacy
  • Bad credit loan support
  • Review your loan options within minutes

Start the inquiry process by filling out our online inquiry form. After pre-approval, a lender will contact you with a loan offer.

Bad Credit Cash Advance Loans in Mobile

Mobile citizens may still get a cash advance loan with bad credit, as a credit check may be unnecessary. Lenders will usually focus on your repayment capacity rather than your credit score.

Cash Advance Loan Laws in Mobile

Mobile falls under Alabama’s statewide Deferred Presentment Services Act, which regulates personal loans and ensures borrowers do not fall victim to bad lenders or “licensees.”

AL Code §5-18A-13(M) states: “Every licensee shall conspicuously and continuously display a schedule of all fees, charges, and penalties for all services provided by the licensee.”

The code guarantees loan transparency, stating that: “A licensee shall comply with all provisions of state and federal law regarding cash transactions and cash transaction reporting.”

Conclusion

Cash advances are helpful loans for Mobile residents needing fast cash. However, check that you can meet the loan’s terms and regulations before starting the process.

Fill out our online inquiry form today and sit tight for almost instant cash advance loans.

FAQs

Read up on cash advance loan questions here.

What Are the Best Cash Advance Loans?

The best cash advance loans have these features:
Interest and fee transparency
State or city law compliance
Manageable repayment terms
Realistic APR matching loan amount

Who Does Payday Loans?

The following institutions generally provide payday loans:
Banks
Online lenders
In-person lenders
Credit unions

Why Are Payday Loans So Popular?

Payday loans are popular because they provide immediate cash for anyone who qualifies, even those with bad credit.
However, they include the risk of high interest and fees. High APRs may cause debt for some borrowers without financial management. 

Address

3921 Airport Blvd Ste C, Mobile, AL, 36608

Open hours

Mon – Fri:

9am – 7pm

Saturday:

10am – 4pm

Sunday:

Closed

Phone Number

(251) 306-0769

Get the funds you need

When you need money urgently, you can visit one of our Florida location offices near your home. Primo Personal Loans in Florida are here to serve you!

Other Locations

Cash Advance in Montgomery, AL

4147 Carmichael Rd Unit 151, Montgomery, AL 36106

Cash Advance in Birmingham, AL

2122 Highland Ave Unit 101, Birmingham, AL 35205

Cash Advance in Birmingham, AL

2002 Park Pl Ste 100, Birmingham, AL 35203

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A cash advance loan is a short-term loan sometimes referred to as a payday loan. These loans are typically for two-to-four week period and can be expensive. Therefore, they should be used for short-term financial needs only and not as long-term financial solution. Consumers with credit difficulties should seek credit consulting before entering any loan transaction.

superbcashadvance.com is not a lender and is not involved into making credit decisions associated with lending or making loan offers. Instead, the website is designed only to connect consumers with lenders and third parties marketers. The website does not charge any fees for its connecting service, nor does it oblige any user to initiate contact with any of the lenders or third parties or accept any loan or service offered by the lenders.

superbcashadvance.com cannot guarantee that the user of the website will be approved by any lender or for any loan product, will be connected with a lender, or if was connected, will receive a loan offer.

superbcashadvance.com does not oversee or regulate and is not responsible for any actions of any lender. Any offer, loan terms, rates (including APR), fees and charges, loan amount, cash transfer times, repayment terms as well as any legal implications for late or non-payments are within the full responsibility and control of the particular lender that provides the loan.

The terms and scopes of loan products vary from lender to lender and can depend on numerous factors, including but not limited to the state of residence and credit standing of the consumer, as well as the terms determined by each lender individually.

By submitting your loan request form, you acknowledge, agree, and authorize that your information may be shared with third-party marketing partners and lenders in our network, and that such lenders may obtain consumer reports and related information about you from one or more consumer reporting agencies, such as TransUnion, Experian and Equifax to evaluate your creditworthiness. In addition, lenders may need to perform additional verifications, including but not limited to social security number, driver license number, national ID or other identification documents.

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