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A payday loan can help cover a short-term cash shortage until your next paycheck. At Superb Cash Advance you can apply online for up to $500 with no hard credit check, and get a free loan estimate if approved.
Approval depends mainly on your income and your ability to repay. In many cases, proof of about $800 or more in monthly income is enough to get started. Before you sign, compare your options and review the APR, the total repayment, and the repayment timeline.
Wyoming allows one simple fee of 20% a month, so a $500 loan costs about $100, for a total of around $600 in a month. You will always see the exact loan terms before you sign.
You can apply online or in person. Applying online is the fastest option, and once approved you will receive a free, no-obligation estimate before deciding whether to move forward.
In Wyoming, payday loans are licensed and regulated under the Uniform Consumer Credit Code, where they are called post-dated check loans. You write a check for the amount you borrow plus the fee, and it is held for up to one calendar month.
Wyoming sets no maximum loan amount, and with Superb Cash Advance you can apply for up to $500. The only charge allowed is the greater of $30 or 20% of the balance per month, and no other fees can be added.
Lenders must be licensed by the Wyoming Division of Banking, which oversees payday lending and handles consumer complaints.
| Loan amount | Term | Fee | Total to repay | APR |
|---|---|---|---|---|
| $100 | About 1 month | $30 | $130 | About 365% |
| $200 | About 1 month | $40 | $240 | About 243% |
| $300 | About 1 month | $60 | $360 | About 243% |
| $400 | About 1 month | $80 | $480 | About 243% |
| $500 | About 1 month | $100 | $600 | About 243% |
Representative example: borrow $500 for one month. The fee is 20% of the balance, which is $100, so you repay $600 at the end of the month, about a 243% APR.
On very small loans the $30 minimum fee makes the APR higher. We show your exact numbers before you sign.
Source: Wyoming payday loan law, W.S. 40-14-362 to 40-14-367 (no maximum amount, a fee of the greater of $30 or 20% a month, a one-month term, no rollovers, a free extended payment plan, and no other fees).
Payday lenders are licensed and overseen by the Wyoming Division of Banking. Last reviewed July 2026.
With Superb Cash Advance, $500 is the most you can borrow on a payday loan in Wyoming, and you can request the exact amount you need up to that limit.
Wyoming sets no maximum loan amount, so we keep our limit at $500 to keep borrowing manageable, with one simple fee and no rollovers.
The fastest way to get $500 is to apply online with your ID, income, and bank details ready. Most applicants get a decision, and approved funds can arrive the same business day.*
See the requirements and how it works on our $500 cash advance with no credit check page.
Are payday loans legal in Wyoming?
Yes. Payday loans, which Wyoming calls post-dated check loans, are legal and regulated under the Uniform Consumer Credit Code.
Can I roll over a payday loan in Wyoming?
No. Wyoming does not allow a lender to refinance or consolidate your loan with a new post-dated check loan, so the balance cannot grow through repeated rollover fees.
If you cannot repay on time, you have the right to a free extended payment plan instead.
What is the extended payment plan in Wyoming?
If you cannot repay your loan in the one-month term, you can convert it to an extended payment plan at no extra charge.
The plan lets you repay in at least four equal payments over 60 days or more, and you can use it once in any 12-month period.