In most states, you can complete the whole process with Superb Cash Advance online. You can apply in minutes, at any time, including nights and weekends. There is no paperwork to fax, and in most states no store visit is required.
If you are approved and sign before 11:30 AM ET, your funds may arrive as soon as the same business day.* Later signings are generally funded the next business day.
If any part of the process is unclear or you would like a hand, you can call or email us and we will guide you through the entire online process.
The Online Loan Process, Step by Step
Fill out a secure online form with your contact information, income details, and banking information from your phone or computer.
Most of your details are confirmed online through a secure verification process, often by connecting to your bank online. We always ask for proof of income. Seeing if you pre-qualify uses only a soft credit inquiry, so it does not affect your credit score.
If you pre-qualify, you'll receive a free, no-obligation loan estimate showing your amount, fee, and repayment terms. Compare it with your other options, and move forward only if you can repay it on time from your next paycheck or other regular income.
If you decide to go ahead, you review the loan agreement and the required disclosures. If your loan is approved, a hard credit inquiry may be completed before you sign and before your loan is funded, and we let you know before this check is done. Then you sign electronically from home.
Once the agreement is signed, funds are sent to your bank account or, when available, an eligible debit card. In some states the law requires you to collect the money in person at a store.
Your loan agreement shows your payment amount and due date. We may take the payment automatically from your bank account on the due date. You may also pay in cash at one of our locations. If you think you may have trouble paying on time, call us before your due date.
