Get Your Cash Advance Online

Up to $5,000 with a simple online form

How Much Do You Need?

Get a Free Offer

100% Secure

SSL Security

TSL Security

Home Colorado Denver

Cash Advance in Denver, 80202

Denver, Colorado's capital city, has over 700,000 hardworking residents earning money in different industries.

However, when financial emergencies like an unexpected medical bill push occur, Denver citizens can turn to cash advances for financial aid.

A cash advance or payday loan in Denver follows Colorado state guidelines. This guide explains the cash advance regulations and limits for Denver residents who need quick cash.

Services available

A cash advance loan gives you the money you need upfront in a short time and for every purpose

Payday loans

A payday loan is a type of short-term borrowing where a lender will extend high-interest credit based on your income. Its principal is typically a portion of your next paycheck.

Fast Cash Loans

With a cash advance loan, you can get the money in just a few hours. No more waiting for days or weeks for a loan approval!

Short-term loans

A short term loan is a type of loan that is obtained to support a temporary personal or business capital need.

Get your loan now

We offer

Free of Charge Service

Simple Online Loan Request Form

Personal privacy

Secure Personal Data

Extensive network of trusted lenders

Lenders offer

Instant Lending Decision

Fast Approval Process

Free Quote

Same Day Funding (if certain requirement are met)

Customer Reviews

Rosalinda R. ★★★★☆ With payday still a week away, I found myself in a tight spot. These payday advance loans from the company proved to be a lifesaver. The terms were transparent, and the procedure straightforward. They're a reliable solution for immediate financial needs.Rose J. ★★★★☆ I found myself in a tight spot, and payday was still a week away. The payday advance loans from this company were a lifesaver. The process was easy, and the terms were clear. It's a reliable option for short-term financial needs.Melissa E ★★★★☆ With this site, I've found alternatives that are unequaled in my search for personal loans. The customer service exceeded my expectations, and the interest rates were reasonable. Many thanks!Muslum G. ★★★★★ I recently utilized Superb Cash Advance for a business expansion project, and I am exceptionally pleased with their service. The interest rate offered was competitive, making it a financially savvy solution for covering my business expenses. Their efficient process and transparent communication helped me bridge the financial gap seamlessly, and I appreciate the positive impact on my company's growth.Tunahan K. ★★★★★ For fast loans online just call Superb Cash Advance, they are most genuine lenders in the financial market.Robert M. ★★★★★ Very friendly and helpful staff at Superb Cash Advance. I was kept informed of the status of my loan through regular contact. They went above and beyond to meet my needs, and I was able to apply for a loan with bad credit. They're also completely obsessed with aviation.Raymond S. W. ★★★★☆ I greatly appreciated their 'Payday advance no Telecheck in Denver' service. It saved me from the hassle of traditional credit checks. The application was straightforward, and I got the advance I needed. Thanks a lot!!!!!Ibrahim S. ★★★★☆ Recently, I was in a difficult financial situation, and this lending firm helped me out. Even with my bad credit history, I was able to apply for their payday loans with ease and was promptly approved. The repayment terms were simple and easy to understand, and the interest rates were fair. I really appreciate their assistance. Many thanks for that Superb Cash Advance!Billie F. ★★★★☆ I believed it would be impossible to obtain a loan due to my poor credit. However, this company's financing choices provided me a second opportunity. Thank you so much! will recommend!!!js_loader

Defining Cash Advance Loans

A cash advance loan is a short-term loan that gives borrowers immediate access to funds. This type of personal loan is also called a payday loan.

Unlike other loans with lower interest rates, Denver payday loans come with high interest rates and fees. Lenders consolidate them as an annual percentage rate or APR.

Since the APR differs depending on the loan request, cash advance loans in Denver, CO, previously had high APRs. They are now capped at 45%.

The loan amount is deducted from the borrower’s bank account during payment. Note that borrowers will incur late payment fees if they are unable to pay back the money.

Before getting a payday loan in Denver, note these details:

  • Maximum Loan Amount: $500
  • Minimum Loan Term: None
  • Maximum Loan Term: 6 months
  • APR: 45%
  • Rollovers: 1
  • Finance Charge: 20% of the first $300, 7.5% of any amount exceeding $300

Denver Cash Advance Loan Requirements

A payday loan in Denver is relatively accessible; however, anyone who wants to borrow from Denver lenders must reach and submit these requirements:

  • Colorado resident
  • At least 18 years old and up
  • Active checking account
  • Proof of income
  • Social Security number
  • Contact details (valid email address, phone number)
  • Valid government ID

Choosing the Right Loan Type

While a Denver payday loan is a good option for extra cash, other loans can provide different borrowing amounts for different uses.

These are alternatives for Denver payday loans and their benefits:

  • Mortgages: Mortgages use real estate property as collateral to secure the loan. However, failure to repay the loan on time may lead to the property being seized.
  • Installment Loans: An installment loan gives a lump sum amount to be repaid over the long term in set amounts.
  • Title Loans: A title loan uses vehicles as collateral to have the loan approved, but the owner may lose the vehicle if they cannot meet the deadline.

Cash Advance Loans With Denver Third-Party Lenders

Finding a trustworthy lender in Denver, CO, is time-consuming. We can connect you with third-party lenders who are ready to help with quick loans.

Begin the loan inquiry process by filling out our online inquiry form. Your request will be reviewed by our network of third-party lenders, and you’ll be contacted by a lender after pre-approval.

These are the ways their service can help you get an online payday loan:

  • Get the loan approved within the same or the next business day
  • Bad credit support
  • Compliant with laws in Denver, CO

Getting Cash Advance Loans in Denver With Bad Credit

Denver lenders also offer bad credit loans to help borrowers access funds when they need it.

Note that bad credit loans may be accompanied by higher APRs.

Denver’s Cash Advance Loan Laws

Colorado’s Deferred Deposit Loan Act regulates loan processes within its cities, checking that payday loans in Denver work efficiently.

Article 5-3.1-105 of the Act concerns finance charges, stating: “A lender may charge a finance charge for each deferred deposit loan that may not exceed twenty percent of the first three hundred dollars loaned plus seven and one-half percent of any amount loaned in excess of three hundred dollars.”

Conclusion

Denver, CO, provides manageable loan terms that may help when you need a cash advance or payday loan.

If you need online payday loans, fill out our inquiry form today and wait for a lender to contact you.

FAQs

Learn more about cash advances with these common questions.

Why Do So Many People Use Payday Loans Despite the Potential Consequences?

Payday loans are popular because they provide fast cash and are more accessible than traditional loans, especially for those with poor credit.

Who Does Payday Loans Near Me?

The following institutions generally provide payday loans:
Banks
Credit unions
Online lenders
Direct lenders
Credit card company
Finance companies

How to Pay Off Payday Loans Fast?

Here are tips to quickly pay off loans:
Budget your finances wisely to meet the deadline.
While early repayment is possible, check if it incurs a fee.
Avoid having multiple outstanding loans at once.

Address

1801 Larimer St Ste G, Denver, CO, 80202

Open hours

Mon – Fri:

9am – 7pm

Saturday:

10am – 4pm

Sunday:

Closed

Phone Number

(303) 647-9770

Get the funds you need

When you need money urgently, you can visit one of our Florida location offices near your home. Primo Personal Loans in Florida are here to serve you!

Other Locations

Get Started
Skip to content